Citizens State Bank

Business overview

Citizens State Bank describes itself as a Central Indiana bank serving personal and business banking needs. Its stated mission is to help clients, coworkers and communities succeed, including helping clients manage money and pursue financial goals. Source ↗

The bank says its approach combines a personal banking experience with services intended to meet customers’ financial needs. It also identifies hard work, respect, integrity and being a good neighbor as values it associates with its Midwestern outlook. Source ↗

Products & services

• Citizens State Bank offers personal and business banking, including checking and savings, digital banking, consumer and mortgage loans, business lending and specialty financing. Its website also lists treasury management services such as merchant services, remote deposit capture, lockbox services, online business banking and sweep accounts. Source ↗
• For businesses, the bank describes treasury management tools for handling payments, deposits and account activity. Listed offerings include remote deposit capture, ACH origination, online wire transfers, sweep accounts and fraud-monitoring resources. Source ↗

Customers & markets

The bank’s stated customer base includes individuals, families and businesses. Its website also features accounts from business clients and a nonprofit, reflecting service to both commercial and community organizations. Source ↗

Company background

Citizens State Bank says it was established in 1873 by founder John R. Millikan and has served Central Indiana since then. The bank attributes its growth to family values, associates, clients and engaged communities. Source ↗

Indiana connection

Citizens State Bank identifies its service area as Central Indiana and says its locations extend from Carmel to Rushville. The website also names Pendleton, Carmel and Fishers in connection with its treasury management team. Source ↗