INDIANA BUSINESS

ChamberCare expands MEWA access to Indiana employers with 51–100 employees

The Indiana Chamber of Commerce and Indy Chamber expanded ChamberCare, a multiple employer welfare arrangement (MEWA), to serve employers with 51–100 enrolled employees and offer a self-funded alternative to traditional fully insured plans. Quoting is available now for benefit plans effective January 1, 2027.

BUSINESSINDY BRIEFBy BusinessIndy Editorial StaffCommentsPublished October 9, 2026 at 8:57 AM EDT

AI-generated illustration of the topic: ChamberCare expands MEWA access to Indiana employers with 51–100 employees — AI illustration · Not a photograph of the reported event.

According to the Indiana Chamber of Commerce, ChamberCare 51‑100 has been launched through a multiple employer welfare arrangement (MEWA) to serve employers with 51–100 enrolled employees, providing a self‑funded alternative to traditional fully insured health plans. The announcement was made by the Indiana Chamber and the Indy Chamber on 2026-10-08.

The offering is available exclusively to qualifying members of the Indiana Chamber, Indy Chamber and participating local chambers. Employers can request quotes now for benefit plans effective 2027-01-01 and can learn more at chambercarehealth.com; brokers may request a quote at quotes@chambercare.org. SIHO Insurance Services is named as the lead plan provider, with CVS Caremark supporting pharmacy benefits and Delta Dental covering dental and vision. ChamberCare lists tools and vendors including WellBridge Surgical, ImpaxRx, specialty copay assistance, Quantify Health and Healthee (a 24/7 virtual care and benefits tool). Members gain broad Indiana provider access and national coverage via First Health, plus an Indiana‑based support team and reporting to help employers understand plan performance.

WHY IT MATTERS

What changed and who this affects The Indiana Chamber’s announcement means employers that have grown to 51–100 enrolled workers now have access to ChamberCare’s MEWA offering. A MEWA — multiple employer welfare arrangement — is a group benefit structure that lets multiple employers participate in a pooled, self‑funded plan instead of buying a fully insured product from an insurer. This expansion targets mid‑sized employers that qualify through chamber membership and their brokers.

How the expansion works, step by step First, eligible employers must be members of the Indiana Chamber, the Indy Chamber or a participating local chamber. They (or their brokers) can request a quote now; the program is open for benefit plans effective January 1, 2027. The program pairs plan administration and networks (SIHO as lead provider, First Health for out‑of‑state coverage) with vendors and tools intended to manage medical and pharmacy spending (WellBridge Surgical, ImpaxRx, specialty copay assistance, Quantify Health) and a virtual‑care/benefits tool called Healthee.

Why employers should watch this and next steps Because the offering is limited to qualifying chamber members, the immediate practical step is to confirm membership status, contact your broker or email quotes@chambercare.org, and review any plan documents and pricing when provided. For employers considering alternatives to fully insured plans, watch for detailed plan designs, vendor service agreements and reporting that the announcement says will be available; those documents will determine how the MEWA could fit an employer’s budget and benefit strategy.

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